Central microloan exchange

About STOQMAN

More than 5 years on the market. Lending activities in 6 countries of Europe and Asia. Starting 2021 we are entering the online lending market in 3 more European countries.

Reliability

High reliability rating ruАА +, trust of institutional investors and high portfolio liquidity.

Diversification

A wide range of products and funding sources as well as business in several countries minimize currency, regulatory and other risks.

Security

All investments are protected by a trust agreement.

Stable growth

STOQMAN projects are leaders in their regions. Own IT infrastructure, R&D and Data Science centers are competitive advantages that provide business scalability, flexibility and speed of decision-making, and increase the quality of the portfolio.

Personal account in your smartphone

Access to your personal account can be obtained both on the website and in the application for iOS and Android. Invest comfortably.

Ample opportunities

Choose investment markets, amount and period. Make a profit by issuing short-term loans or investing on a long-term basis.

Microloan exchange

An ideal tool for short-term investment. Read more

Small business loans

The most promising companies and startups for investment. Read more

Discover new markets with us

We enter new markets and offer excellent conditions for large investors. Read more

Answers to important questions

We have selected the questions that new investors most often have and answered them in as much detail as possible.

How to invest?
What is the minimum investment amount?
What payment systems are used?
How quickly are funds withdrawn?
Will the investment be converted to US dollars?
What commission does STOQMAN take from investors?

Video about us

A public relations manager will tell you about us.

More videos

How do P2P loans work?

Working only with verified borrowers guarantees a refund in 97% of cases. We take on the remaining 3% of the risks.

MFI market

Microloan exchange

Each borrower who applies with an application to the websites crebox.kz, crebox.ru, pl.crebox.eu, es.crebox.eu, cz.crebox.eugoes through a multi-stage verification system. Including solvency is assessed using AI, using data from the Bureau of Credit Histories over the past 5 years.

Further, the algorithm estimates the probability of a borrower's default with an accuracy of 97%, minimizing the risk of losing funds to the minimum.

After passing all the stages of verification, the loan application goes to the exchange, where you have the opportunity without risk and with a guarantee of income to lend funds to a verified borrower.

In case of non-return of funds by the borrower, the case is transferred to the department for work with problem loans, and the debt to the investor is covered by the exchange at the expense of its own guarantee fund.

Important! Investments are made in any of the available payment systems. The investor receives the debt repayment and income in the currency of the investment. The borrower receives funds in the required currency. At the same time, the conversion is carried out within the system at the expense of the borrower.

Small business investment

A lot of investors, both large and small, are ready to invest for a period from 3 days to 12 months, but they are not ready to go to the bank because of the minimum interest rate. For all investors the most important investment parameter is a guarantee of a return on funds with an anticipated income, which should be significantly higher than the rates on bank deposits.

On the other side there are entrepreneurs and companies with a good credit history who need a quick loan without delay for a period of 2 weeks to 3 months. This market segment is not interesting for the banks but it is interesting for us and our investors.

To access our platform borrowers go through the approval procedure, however, due to the absence of a typical banking bureaucracy and a high degree of automation of business processes, this takes no more than 2 days. Practice shows that no more than 15% of incoming applications on average receive approval. This guarantees a return of funds to investors and allows us to reduce the risk burden on our company to almost zero.

Loan applications from companies are accepted on the credihouse.rusite.

Income of our investors

Screenshots of our investors' clearly show the results of system.

You can leave the first report

Groups of investment programs

Select a group of investment plans

Microloans
Amount
from $0
Period
from 0
Profit per day
from 0%
Total Profit
up to 0%
Profit accrual period
0 hours
Refund of the deposit amount
At the end of the term
Additionally
-
STOQMAN Commission
0% from profit
Affiliate reward %
Reward source
From investment profit
Withdrawal of funds
Withdrawal of funds is carried out within 12 hours after the creation of the application.
Small Business
Amount
from $0
Period
0-0 days
Profit per day
0%-0%
Total Profit
up to 0%
Profit accrual period
0 hours
Refund of the deposit amount
Equal installments every 6 days
Additionally
-
STOQMAN Commission
0%
Affiliate reward %
Reward source
From the amount of investment
Withdrawal of funds
Withdrawal of funds is carried out within 12 hours after the creation of the application.
Development of the company
Amount
from $0
Period
0-0 days
Profit per day
0%-0%
Total Profit
up to 0%
Profit accrual period
0-0 hours
Refund of the deposit amount
At the end of the term
Additionally
STOQMAN Commission
0%
Affiliate reward %
Reward source
From the amount of investment
Withdrawal of funds
Withdrawal of funds is carried out within 12 hours after the creation of the application.

Our blog

This section publishes thematic news on the company's activities, economic forecasts, results of work, videos about the company's work. Please see the news here.

The Bank of Russia recommended lenders to extend the restructuring of loans and borrowings for citizens and SMEs until July 1, 2021

The Bank of Russia recommended lenders to extend the restructuring of loans and borrowings for citizens and SMEs until July 1, 2021

06.05.2021 15:40

The criteria for making a decision on the restructuring of loans or borrowings of citizens are the borrower's (or a member of his family) COVID-19 disease or a decrease in his income to a level that does not allow servicing the debt, the Bank of Russia explained in an information letter sent to all creditors.

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The main directions for the development of SupTech and RegTech technologies for the period 2021-2023 have been published

The main directions for the development of SupTech and RegTech technologies for the period 2021-2023 have been published

30.04.2021 17:00

The Bank of Russia has determined the directions for the use of supervisory and regulatory technologies (SupTech and RegTech), which will increase the efficiency of the regulator and financial institutions performing their functions in these areas.

read in full

23.04.2021 06:00

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Room 1003, 84 Svobody st., Kirov, Kirov Region, Russia

Parkring 57-59, 85748 Garching b.München, Deutschland

+7-495-109-4240
russian, english

mail@stoqman.com
russian, english

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We are always in touch

If you could not find the answers to your questions on the website please do not hesitate to write to us. We will surely reply to you.

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